The Dangers of Health Insurance Fraud

Health insurance fraud is one of the worst crimes that you may experience. This is because of the fact that in this crime, your medical insurance is actually stolen by other people. Remember that the actual reason why you actually took health related insurance is because of the fact that you want to be protected, especially with the risks involved of getting illnesses and requiring medical treatment. In this case, whenever you have health-related insurance plans, you will be ensured that you will have a partner is paying your medical bills.


This is what health insurance fraud takes away from you. Basically, this kind of fraud is also a kind of identity theft, wherein thieves will actually steal your identity and use your health-related insurance to take advantage if its benefits. In this case, remember that you did not take insurance just for thieves to take advantage if its benefits. Here then are the different dangers that you may be at risk whenever you become a victim of health insurance fraud:

* Not taking advantage of the benefits the time that you need it Of course, whenever your insurance benefits are actually taken by another person, there are big chances that you may not able to take advantage of its benefits anymore. Remember that whenever thieves actually use the benefits of your insurance, there are a lot of records to be affected, such as the hospital records, your personal insurance record, as well as the record of the company. In this case, being a victim of this crime would surely render your insurance useless. This is the last thing that you want to experience.

* It is very difficult to stop it Because of the fact that thieves are actually assuming your own identity in order for them to steal the benefits of your insurance, it would surely be very hard for the different concerned institutions to know whether your insurance is already stolen by identity thieves or not. In this case, it is also the reason why insurance related fraud is very hard to stop. There are actually many ways on how thieves can be able to steal your identity, as well as the benefits of your insurance, as long as they have the right information at hand.

* There are chances that you may be jailed because of it Also, when thieves are able to use your individual insurance account, and you then afterwards claim that the person who used your insurance is not you, there are also chances that the insurance company will actually sue you for false information. This surely adds insult to injury, for aside that you cannot enjoy the benefits of your insurance; you are also facing a legal suit.

By J. D Theis